Indemnity Scheme

As a dental nurse, you will be required to declare that you have the necessary indemnity or insurance in place to cover you in your work. We understand that purchasing a professional indemnity is an additional financial commitment for many dental nurses. Therefore, if you require your own professional indemnity cover, we are happy to offer our members a discounted rate.

In conjunction with our long-term partner, Trafalgar Risk Management, we launched an Indemnity Scheme to give you, dental nurses, an opportunity to take out a professional dental nurse indemnity at a preferential premium rate.

Who is Trafalgar Risk Management?

Trafalgar Risk Management is a privately owned, award-winning Insurance Broker, set up to provide easy and affordable professional indemnity insurance online. You can learn more about Trafalgar Risk Management by visiting their website.

What cover is available?

Our membership gives you access to apply for one of three available covers. Click on the cover to learn more about it. Prices quoted are annual premium fees.

General dental nurse, including the following activities:

  • Processing radiographs
  • Providing oral hygiene instructions
  • Level 1 smoking cessation advice and education
  • Practice Manager (Admin only)
  • Does not include Extra Duty activities (see below)

Includes everything from Basic Duties cover and any of the following:

  • Casting models, dental photography, shade taking, special trays, denture fracture repairs, mounting models onto an articulator using a facebow
  • Orthodontic Treatments
    • Tracing radiographs
    • Tracing cephalographs
  • Sedation
    • Relative analgesia (gas and air)
    • Oral sedation (on prescription only)
    • IV sedation including monitoring and anxiety control
  • Direct Patient Care
    • Recording occlusion
    • Taking impressions
    • Applying flouride varnish
    • Placing rubber dams
    • Taking facebow registrations (but no bite registrations) for a full denture
    • Occlusion registration rims
    • Plaque indices
    • Taking radiographs
  • Oral Maxillo-Facial
    • Dressing changes
    • Suture removal (facial)
  • Implants
    • Assisting the dentist chairside in the process of dental implantology
  • Dental Tutor
    • Anyone who is a tutor or provides formal training for dental nurses (this may be part-time with other dental nursing activities)
  • You are only covered for your dental nursing activities as long as it's within the GDC's scope of practice.

Applicable to anyone pregnant and/or going on Maternity leave in the next year or currently on Maternity leave. This cover only applies if you are NOT working while you are on maternity/paternity leave. Does not cover any dental nursing activities, but keeping you covered against historical GDC investigations and claims.


For more information about the cover, policy wording, and clauses see here.

*Premium is inclusive of IPT. IPT will not apply for Channel Island or Isle of Man Residents.

*Price quoted by Trafalgar Risk Management as of 01.11.2023. Prices could be subject to change. An admin fee will be charged by Trafalgar Risk Management. If you've already joined the association and missed the opportunity to apply for indemnity at the time of purchasing your membership, please contact BADN and we will provide you with a link to access the offer. If you apply directly through the Trafalgar Risk Management website, you will be asked as part of the application process if you are a BADN member. You will need to have your membership number ready to add to your application to receive the discount. The member premium rate will not apply if you're not active current member.

How to apply?

The professional indemnity scheme at BADN member rates, is available exclusively to :

Please note: The indemnity is an optional feature and not inclusive of the membership fee. Additional costs will apply. If you're already a member and would like to apply for professional dental nurse indemnity using our scheme, you can do so by visiting the members' area below.

Members' Area

Not a member?

Thousands of dental nurses nationwide are already a member of our association, with access to exclusive benefits to support them in their professional and/or personal lives. You too can take advantage of all our rewarding benefits. Find out how you can benefit from becoming a member of our association today.

More about our benefits

Insurance benefits are subject to underwriting and underwriting criteria. The BADN indemnity scheme is provided for BADN by Parliament Hill Ltd, Britannia House, 21 Station Street, Brighton, BN1 4D. Parliament Hill and BADN are not part of the same group as any of the product/service providers which together form the benefits scheme. The British Association of Dental Nurses is an Appointed Representative of Parliament Hill who is authorised and regulated by the Financial Conduct Authority for non-investment insurance mediation. You can check this out on the Financial Services Register by visiting www.register.fca.org.uk, under register number 308448. Neither Parliament Hill Ltd or Trafalgar Risk Management are members of the same group. Benefits are designed with UK resident users in mind and may not be suitable for those resident outside the UK.